Sunday, September 07, 2008

Letter to Barack

by Steve Almond

Dear Barack,

Next time someone asks what you think of Sarah Palin, please don't just call her a "skilled politician" with a "compelling biography." Call her a liar, too. Here's how that would work:

Reporter: What do you think of Sarah Palin?

You: She's a skilled politician with a compelling biography who lies a great deal.

Reporter: Wow! That's a pretty serious charge.

You: Actually, [insert name of reporter], it's not a charge. It's what certain people in your profession call "a fact."

Reporter (suspiciously): So you're calling her "a liar"?

You: Right. As in someone who lies a lot.

Reporter (gravely): With all due respect, Senator, if you're going to make that kind of accusation, you'd better be specific.

You: Sure. Remember when she said I'd never written a major piece of legislation? That was a lie. And when she said she opposed the Bridge to Nowhere? That was also a lie. And when she said I would raise taxes on American families? Again: a lie. And you know how she talks about opposing earmarks. Given that she hired a Jack Abramhoff-affiliated lobbyist to haul in $27 million in earmarks for her beloved small town, that's a real whopper. So she lies a lot, about my record and her own record. Just as a reminder, though, I'm not running against Sarah Palin. I'm running against John McCain, who is also a liar.

Reporter (even more gravely): Wait a second, so now you're saying --

You: Yes, John McCain is a liar. He routinely lies about my tax plan, which will cut taxes for 95 percent of families with children. He lies about his own tax plan, which will continue the tax breaks to millionaires and billionaires he once called "irresponsible." He lies about his support of renewable energy. He lies about his judgment on the Iraq War, a war he himself declared over five years ago, on national TV. He lies about his vetting of Sarah Palin, which was clearly reckless and inadequate. Virtually every time he opens his mouth he lies.

Reporter (frankly aghast): These are harsh words, Senator.

You: Not really. I'm just tired of listening to the Republican nominees and their surrogates lie with impunity. And the only way these liars are going to stop telling lies is for reporters like you, [insert name of reporter], to report when they lie. I urge you to show the same concern for the truth with us Democrats. Politicians shouldn't be rewarded for lying.

What would happen if you actually said this -- even some toned down version?

1. You completely dominate the news.

2. You force the media to assess your "inflammatory" claims, which, as it turns out, are true.

3. You force McCain/Palin/surrogates to stop lying, or at least risk being held accountable.

4. You reassure those who are worried you're not tough enough to protect the homeland.

5. You show us, your loyal supporters, that you don't plan to pull a Kerry/Gore.

6. Maybe (just maybe) the race starts to become more about real issues, where the Republicans get slaughtered.

Oh, and next time Bill O'Reilly asks you to admit you were wrong about the surge, tell him John McCain needs to admit he was wrong about the entire war, and to stop lying about his failure to support veterans. Honestly, dude, quit making John Stewart do all the heavy lifting.

More concerned than ever,

Steve

Tuesday, September 02, 2008

Public Schools are Struggling

Hundreds of families are being forced out of their homes each month in Louisville, Ky., because of mortgage foreclosures. With record numbers of poor and homeless students, the public schools are struggling.

The crisis has only been made worse by fiscal difficulties facing the schools. Higher energy and other costs, combined with a $43 million cut in state aid, have left the school system in a sorry state.

The reason this should be high on the presidential campaign agendas is that the problems in Louisville are widespread. As Sam Dillon of The Times reported: “As 50 million children return to classes across the nation, crippling increases in the price of fuel and food, coupled with the economic downturn, have left schools from California to Florida to Maine cutting costs.”

Even as these districts are cutting back, wrote Mr. Dillon, “the number of poor and homeless children is rising.”

That is the kind of substantive issue the Democrats should be focused on: how to educate America’s children and improve the quality of their lives; how to bring health care to those going without; how to put America back to work.

--Bob Herbert

Monday, August 18, 2008

More on Much Less

The gas pump shuts off automatically when you hit $100, or so my sister-in-law tells me. I'm pleased to report I haven't experienced that problem. However, I hit $66 when I partially filled my Honda Odyssey, and last month our family's gasoline expenses were well over $400. My husband's 2006 Ford Explorer gets 13 miles per gallon; my minivan runs at about 16 miles per gallon around town.

As transportation expenses rose, I cut back in other ways: fewer indulgences at the grocery store, not as many trips to Starbucks. We decided not to take a family vacation to Disneyland, although explaining this to our two school-age kids was less than pleasant. We're opting instead for an in-state trip to visit relatives, assuming gas prices continue to (finally) decrease.

In spite of all this, however, I've got to say: I love the high cost of gas. It's forced our family to rethink our spending habits and our carbon footprint, and we're finding we can do much more on much less than we thought.

--Jennifer Perrow

Credit Card Nightmare

While many eyes are focusing on the housing meltdown and its hugely negative effect on an economy clearly moving into recession, few are paying attention to the next bubble expected to burst: credit cards. You would never know it by watching those slick VISA card ads on the Olympic TV broadcasts.

Combined with the subprime losses, such a credit card nightmare has the potential, experts say, of bringing down the entire financial system and global economy.

You and your credit card have become key players in the highly unstable financial crunch. Mortgage lender cupidity and bank credit card greed wedded to financial institution deregulation supported by both political parties, have been made manifestly worse by Bush administration support-the-rich policies. It has brought us to a brink not seen since just before the Great Depression.

--Danny Schechter

Tuesday, August 12, 2008

Harmony and the Dream

by David Brooks

The world can be divided in many ways — rich and poor, democratic and authoritarian — but one of the most striking is the divide between the societies with an individualist mentality and the ones with a collectivist mentality.

This is a divide that goes deeper than economics into the way people perceive the world. If you show an American an image of a fish tank, the American will usually describe the biggest fish in the tank and what it is doing. If you ask a Chinese person to describe a fish tank, the Chinese will usually describe the context in which the fish swim.

These sorts of experiments have been done over and over again, and the results reveal the same underlying pattern. Americans usually see individuals; Chinese and other Asians see contexts.

When the psychologist Richard Nisbett showed Americans individual pictures of a chicken, a cow and hay and asked the subjects to pick out the two that go together, the Americans would usually pick out the chicken and the cow. They’re both animals. Most Asian people, on the other hand, would pick out the cow and the hay, since cows depend on hay. Americans are more likely to see categories. Asians are more likely to see relationships.

You can create a global continuum with the most individualistic societies — like the United States or Britain — on one end, and the most collectivist societies — like China or Japan — on the other.

The individualistic countries tend to put rights and privacy first. People in these societies tend to overvalue their own skills and overestimate their own importance to any group effort. People in collective societies tend to value harmony and duty. They tend to underestimate their own skills and are more self-effacing when describing their contributions to group efforts.

Researchers argue about why certain cultures have become more individualistic than others. Some say that Western cultures draw their values from ancient Greece, with its emphasis on individual heroism, while other cultures draw on more on tribal philosophies. Recently, some scientists have theorized that it all goes back to microbes. Collectivist societies tend to pop up in parts of the world, especially around the equator, with plenty of disease-causing microbes. In such an environment, you’d want to shun outsiders, who might bring strange diseases, and enforce a certain conformity over eating rituals and social behavior.

Either way, individualistic societies have tended to do better economically. We in the West have a narrative that involves the development of individual reason and conscience during the Renaissance and the Enlightenment, and then the subsequent flourishing of capitalism. According to this narrative, societies get more individualistic as they develop.

But what happens if collectivist societies snap out of their economic stagnation? What happens if collectivist societies, especially those in Asia, rise economically and come to rival the West? A new sort of global conversation develops.

The opening ceremony in Beijing was a statement in that conversation. It was part of China’s assertion that development doesn’t come only through Western, liberal means, but also through Eastern and collective ones.

The ceremony drew from China’s long history, but surely the most striking features were the images of thousands of Chinese moving as one — drumming as one, dancing as one, sprinting on precise formations without ever stumbling or colliding. We’ve seen displays of mass conformity before, but this was collectivism of the present — a high-tech vision of the harmonious society performed in the context of China’s miraculous growth.

If Asia’s success reopens the debate between individualism and collectivism (which seemed closed after the cold war), then it’s unlikely that the forces of individualism will sweep the field or even gain an edge.

For one thing, there are relatively few individualistic societies on earth. For another, the essence of a lot of the latest scientific research is that the Western idea of individual choice is an illusion and the Chinese are right to put first emphasis on social contexts.

Scientists have delighted to show that so-called rational choice is shaped by a whole range of subconscious influences, like emotional contagions and priming effects (people who think of a professor before taking a test do better than people who think of a criminal). Meanwhile, human brains turn out to be extremely permeable (they naturally mimic the neural firings of people around them). Relationships are the key to happiness. People who live in the densest social networks tend to flourish, while people who live with few social bonds are much more prone to depression and suicide.

The rise of China isn’t only an economic event. It’s a cultural one. The ideal of a harmonious collective may turn out to be as attractive as the ideal of the American Dream.

It’s certainly a useful ideology for aspiring autocrats.

Tuesday, July 29, 2008

The Biggest Issue

by David Brooks

Why did the United States become the leading economic power of the 20th century? The best short answer is that a ferocious belief that people have the power to transform their own lives gave Americans an unparalleled commitment to education, hard work and economic freedom.

Between 1870 and 1950, the average American’s level of education rose by 0.8 years per decade. In 1890, the average adult had completed about 8 years of schooling. By 1900, the average American had 8.8 years. By 1910, it was 9.6 years, and by 1960, it was nearly 14 years.

As Claudia Goldin and Lawrence Katz describe in their book, “The Race Between Education and Technology,” America’s educational progress was amazingly steady over those decades, and the U.S. opened up a gigantic global lead. Educational levels were rising across the industrialized world, but the U.S. had at least a 35-year advantage on most of Europe. In 1950, no European country enrolled 30 percent of its older teens in full-time secondary school. In the U.S., 70 percent of older teens were in school.

America’s edge boosted productivity and growth. But the happy era ended around 1970 when America’s educational progress slowed to a crawl. Between 1975 and 1990, educational attainments stagnated completely. Since then, progress has been modest. America’s lead over its economic rivals has been entirely forfeited, with many nations surging ahead in school attainment.

This threatens the country’s long-term prospects. It also widens the gap between rich and poor. Goldin and Katz describe a race between technology and education. The pace of technological change has been surprisingly steady. In periods when educational progress outpaces this change, inequality narrows. The market is flooded with skilled workers, so their wages rise modestly. In periods, like the current one, when educational progress lags behind technological change, inequality widens. The relatively few skilled workers command higher prices, while the many unskilled ones have little bargaining power.

The meticulous research of Goldin and Katz is complemented by a report from James Heckman of the University of Chicago. Using his own research, Heckman also concludes that high school graduation rates peaked in the U.S. in the late 1960s, at about 80 percent. Since then they have declined.

In “Schools, Skills and Synapses,” Heckman probes the sources of that decline. It’s not falling school quality, he argues. Nor is it primarily a shortage of funding or rising college tuition costs. Instead, Heckman directs attention at family environments, which have deteriorated over the past 40 years.

Heckman points out that big gaps in educational attainment are present at age 5. Some children are bathed in an atmosphere that promotes human capital development and, increasingly, more are not. By 5, it is possible to predict, with depressing accuracy, who will complete high school and college and who won’t.

I.Q. matters, but Heckman points to equally important traits that start and then build from those early years: motivation levels, emotional stability, self-control and sociability. He uses common sense to intuit what these traits are, but on this subject economists have a lot to learn from developmental psychologists.

I point to these two research projects because the skills slowdown is the biggest issue facing the country. Rising gas prices are bound to dominate the election because voters are slapped in the face with them every time they visit the pump. But this slow-moving problem, more than any other, will shape the destiny of the nation.

Second, there is a big debate under way over the sources of middle-class economic anxiety. Some populists emphasize the destructive forces of globalization, outsourcing and predatory capitalism. These people say we need radical labor market reforms to give the working class a chance. But the populists are going to have to grapple with the Goldin, Katz and Heckman research, which powerfully buttresses the arguments of those who emphasize human capital policies. It’s not globalization or immigration or computers per se that widen inequality. It’s the skills gap. Boosting educational attainment at the bottom is more promising than trying to reorganize the global economy.

Third, it’s worth noting that both sides of this debate exist within the Democratic Party. The G.O.P. is largely irrelevant. If you look at Barack Obama’s education proposals — especially his emphasis on early childhood — you see that they flow naturally and persuasively from this research. (It probably helps that Obama and Heckman are nearly neighbors in Chicago). McCain’s policies seem largely oblivious to these findings. There’s some vague talk about school choice, but Republicans are inept when talking about human capital policies.

America rose because it got more out of its own people than other nations. That stopped in 1970. Now, other issues grab headlines and campaign attention. But this tectonic plate is still relentlessly and menacingly shifting beneath our feet.

Sunday, July 20, 2008

9/11 and 4/11

by Tom Friedman

I am reliably told by a Bush administration official that there is an old saying in Texas that goes like this: “If all you ever do is all you’ve ever done, then all you’ll ever get is all you ever got.”

Could anyone possibly come up with a better description of President Bush’s energy policy? America is in the midst of its worst energy crisis in years and what is the big decision our Decider has decided? Drum roll, please: Our Decider decided to lift the executive orders banning drilling for oil and natural gas off the country’s shoreline — even though he knew this was a meaningless gesture because a Congressional moratorium on drilling passed in 1981 remains in force.

The economist Paul Romer once said to me that “a crisis is a terrible thing to waste.” President Bush is well on his way to being remembered as the leader who wasted not one but two crises: 9/11 and 4/11. The average price of gasoline in the U.S. last week, according to the Energy Information Administration, was $4.11.

After 9/11, Mr. Bush had the chance to summon the country to a great nation-building project focused on breaking our addiction to oil. Instead, he told us to go shopping. After gasoline prices hit $4.11 last week, he had the chance to summon the country to a great nation-building project focused on clean energy. Instead, he told us to go drilling.

Neither shopping nor drilling is the solution to our problems.

What doesn’t the Bush crowd get? It’s this: We don’t have a “gasoline price problem.” We have an addiction problem. We are addicted to dirty fossil fuels, and this addiction is driving a whole set of toxic trends that are harming our nation and world in many different ways. It is intensifying global warming, creating runaway global demand for oil and gas, weakening our currency by shifting huge amounts of dollars abroad to pay for oil imports, widening “energy poverty” across Africa, destroying plants and animals at record rates and fostering ever-stronger petro-dictatorships in Iran, Russia and Venezuela.

When a person is addicted to crack cocaine, his problem is not that the price of crack is going up. His problem is what that crack addiction is doing to his whole body. The cure is not cheaper crack, which would only perpetuate the addiction and all the problems it is creating. The cure is to break the addiction.

Ditto for us. Our cure is not cheaper gasoline, but a clean energy system. And the key to building that is to keep the price of gasoline and coal — our crack — higher, not lower, so consumers are moved to break their addiction to these dirty fuels and inventors are moved to create clean alternatives.

I understand why consumers think we have a gasoline price problem — because they are immediately hurt by higher gas prices and the pump is where most people touch our energy system. They tend not to see the bigger picture. But that is why you have a president: to explain that and lay out a response.

Alas, we have a president and a vice president who deny that climate change is hurting our environmental body, who refuse to see the connection between the dollars we are shifting abroad and the rise of petro-dictators, who do not care about biodiversity loss and who are apparently untroubled by the sharp decline in the dollar, partly because of all the money we are paying for oil imports. So, they have chosen to define this as a “gasoline price crisis” — not an-addiction-to-a-fuel-that-is-badly-hurting-us-as-a-nation crisis.

If you want to know what an alternative strategy might look like, read the speech that Al Gore delivered on Thursday to the bipartisan Alliance for Climate Protection. Gore, the alliance’s chairman, called for a 10-year plan — the same amount of time John F. Kennedy set for getting us to the moon — to shift the entire country to “renewable energy and truly clean, carbon-free sources” to power our homes, factories and even transportation.

Mr. Gore proposed dramatically improving our national electricity grid and energy efficiency, while investing massively in clean solar, wind, geothermal and carbon-sequestered coal technologies that we know can work but just need to scale. To make the shift, he called for taxing carbon and offsetting that by reducing payroll taxes: Let’s “tax what we burn, not what we earn,” he said.

Whether you agree or not with Gore’s plan, at least he has a plan for dealing with the real problem we face — a multifaceted, multigenerational energy/environment/geopolitical problem.

This moment — $4.11 — represents Bush’s last chance for a legacy. It amazes me how inadequate his response has been. By hectoring the nation to simply drill for more oil, he has profoundly underestimated the challenges we face, misread the scale of the solutions required, underappreciated the American people’s willingness to sacrifice if presented with a real plan, and ignored the greatness that would accrue to our country if we led the world in clean power.

Sunday, July 13, 2008

Where are the Grand Ideas?

The biggest failing of both parties in this presidential campaign has been the unwillingness to be forthright with the public about the true extent of the crises facing the country. The federal government and ordinary Americans are up to their eyeballs in debt. Much of the financial sector is in deep trouble, with previously blue-chip companies wobbling along on legs as rubbery as a bad check.

Perpetual war in Iraq and oil prices spiking toward the moon are adding to a sense of national paralysis. Where is the money to invest in ventures that will create good new jobs, that will chart new directions in energy self-sufficiency, that will revitalize the public schools, rebuild the nation’s infrastructure, put New Orleans back on its feet?

Where are the grand ideas, the ideas worthy of a great nation?

--Bob Herbert

Wednesday, July 09, 2008

Irrigate Deserts

For every one pupil who needs to be guarded from a weak excess of sensibility there are three who need to be awakened from the slumber of cold vulgarity. The task of the modern educator is not to cut down jungles but to irrigate deserts. The right defence against false sentiments is to inculcate just sentiments. By starving the sensibility of our pupils we only make them easier prey for the propagandist when he comes. For famished nature will be avenged and a hard heart is no infallible protection against a soft head.

--C.S. Lewis

Sunday, June 29, 2008

Debt and Decline

Since President Bush came to office, our national savings have gone from 6 percent of gross domestic product to 1 percent, and consumer debt has climbed from $8 trillion to $14 trillion.

My fellow Americans: We are a country in debt and in decline — not terminal, not irreversible, but in decline. Our political system seems incapable of producing long-range answers to big problems or big opportunities. We are the ones who need a better-functioning democracy — more than the Iraqis and Afghans. We are the ones in need of nation-building. It is our political system that is not working.

--Tom Friedman

Friday, June 27, 2008

Never Doubt

Never doubt that a small group of thoughtful, committed citizens can change the world; indeed, it's the only thing that ever has.

-- Margaret Mead

Wednesday, June 25, 2008

Shout for the War

The loud little handful--as usual--will shout for the war. The pulpit will--warily and cautiously--object... at first. The great, big, dull bulk of the nation will rub its sleepy eyes and try to make out why there should be a war, and will say, earnestly and indignantly, "It is unjust and dishonorable, and there is no necessity for it."

Then the handful will shout louder. A few fair men on the other side will argue and reason against the war with speech and pen, and at first will have a hearing and be applauded, but it will not last long; those others will outshout them, and presently the antiwar audiences will thin out and lose popularity.

Before long, you will see this curious thing: the speakers stoned from the platform, and free speech strangled by hordes of furious men...

Next the statesmen will invent cheap lies, putting the blame upon the nation that is attacked, and every man will be glad of those conscience-soothing falsities, and will diligently study them, and refuse to examine any refutations of them; and thus he will by and by convince himself that the war is just, and will thank God for the better sleep he enjoys after this process of grotesque self-deception.

--Mark Twain

Tuesday, June 24, 2008

Psychological Toll?

The U.S. has been at war for years now, but ordinary Americans have never been asked to step up and make the kind of sacrifices that wars have historically required.

There is no draft. There are no shortages of food, consumer items or gasoline. We’re not even paying for the wars in Iraq and Afghanistan. That multitrillion-dollar obligation has been shoved off to future generations. Incredibly, taxes have been lowered, not raised, since the wars began.

On the home front, this is as pleasant a wartime environment as one could imagine.

That’s actually an added danger for the young men and women who have volunteered to fight in those far-off lands. It’s too easy for the larger society to put them out of sight and out of mind. I asked a college student in Bridgeport, Conn., the other night if she or her friends ever talked about the war in Iraq. She said no.

Among the least-noted aspects of these two seemingly endless wars is the psychological toll they are taking on those who have volunteered to fight them. Increasingly, they are being medicated on the battlefield, and many thousands are returning with brain damage and psychological wounds that cause tremendous suffering and have the potential to alter their lives forever.

--Bob Herbert

Saturday, June 21, 2008

A Dubious Milestone

by Bob Herbert

Some years ago, I wrote about a teenager named Kendra Newkirk, who was raised by her mom and had only seen her dad once in her life. Because of an emergency, Kendra and her mom had to meet the father at a particularly busy public location in Brooklyn.

Kendra had no idea what he looked like. “It was hard,” she told me. “He could have been any one of those men walking on the street. I kept asking my mother: ‘Is that him? Is that him?’ ”

I’ve been thinking about Kendra ever since Barack Obama spoke on Father’s Day about the tragic flight of so many American fathers, especially black fathers, from their children’s lives.

His comments came as the Center for Labor Market Studies at Northeastern University in Boston was compiling data that revealed a dubious milestone. In 2006, for the first time in U.S. history, a majority of all births to women under 30 — 50.4 percent — were out of wedlock. Nearly 80 percent of births among black women were out of wedlock.

By comparison, when John F. Kennedy was elected president in 1960, just 6 percent of all births were to unmarried women under 30.

Since then, the percentages have risen across the ethnic spectrum. One-third of white, non-Hispanic women under 30 who gave birth in 2006 were unmarried. For Hispanics, it was 51 percent.

“Of all the rocks upon which we build our lives, we are reminded today that family is the most important,” said Senator Obama, in remarks he delivered at the Apostolic Church of God in Chicago. “And we are called to recognize and honor how critical every father is to that foundation ...

“But if we are honest with ourselves, we’ll admit that too many fathers are missing — missing from too many lives and too many homes. They have abandoned their responsibilities, acting like boys instead of men. And the foundations of our families are weaker because of it.”

This is not a simple matter. Obviously, fathers should care for their children. But just wagging a finger and telling them sternly to step up to their responsibilities is about as effective as hollering at the wind.

Senator Obama touched on this when he talked about the need for certain policy changes to make it easier for young men to fulfill their parental obligations — for example, offering tax incentives and job training to those making a sincere effort.

“We should be making it easier for fathers who make responsible choices and harder for those who avoid them,” he said.

But a lot more is needed. One of the main reasons out-of-wedlock births have skyrocketed in recent decades is because it has become so difficult for poor and poorly educated young men to earn enough to support a family.

There is no doubt that a lot of clowns have fathered babies when they shouldn’t have, and too many have irresponsibly taken a walk. But it’s also incredibly difficult for many of these young people to find the kind of employment that makes raising a family feasible.

The U.S. economy does not come close to providing decent employment — enough jobs — for everyone who wants to work. At the lowest end of the economic ladder the crisis in employment is reminiscent of the Great Depression in its intensity.

It is in this group of poor and educationally deprived young people that out-of-wedlock births are highest.

Andrew Sum, director of the Center for Labor Market Studies, put it this way in a research paper:

“The marriage rates of all native-born young males and young black males (22-32 years old) in the U.S. are strongly correlated with the annual earnings of these young men. The higher their annual earnings, the more likely they are to be married. Among native-born black males, those men with earnings over $60,000 were four times more likely to be married than their peers with annual earnings under $20,000.

“Unfortunately, the mean annual earnings of young men without four-year college degrees have plummeted substantially over the past 30 years, and declined again over the 2000-2007 period. Declining economic fortunes of young men without college degrees underlie the rise in out-of-wedlock child-bearing, and they are creating a new demographic nightmare for the nation.”

His words of warning echoed those I heard a few weeks ago from Walter Fields of the Community Service Society in New York. “These are the kids everyone forgets about,” he said. “It’s a huge population, and I think of it as the hidden crisis of America.”

Employment is the master key to the thriving families that Senator Obama talked about and that are supposed to be the American ideal. If we can’t achieve something close to full employment for the wider society, there is very little hope for those mired at the bottom.

Tuesday, June 17, 2008

Planting a Tree

Poverty is both a cause and a symptom of environmental degradation. You can’t say you’ll deal with just one. It’s a trap. When you’re in poverty, you’re trapped because the poorer you become, the more you degrade the environment, and the more you degrade the environment, the poorer you become. So it’s a matter of breaking the cycle.

We cannot solve all the problems that we face: we don’t have water, we don’t have energy, we don’t have food, we don’t have incomes, we’re not able to send our children to school. But we can do something—something that is cheap, that is within our power, our capacity, our resources. And planting a tree was the best idea I had. For me, it became a wonderful way of breaking the cycle.

--Nobel laureate Wangari Maathai of Kenya

Imagination

In very truth, a wise imagination, which is the presence of the spirit of God, is the best guide that man or woman can have; for it is not the things we see the most clearly that influence us the most powerfully; undefined, yet vivid visions of something beyond, something which eye has not seen nor ear heard, have far more influence than any logical sequences whereby the same things may be demonstrated to the intellect. It is the nature of the thing, not the clearness of its outline, that determines its operation. We live by faith, and not by sight.

--George MacDonald

Tuesday, June 10, 2008

The Great Seduction

by David Brooks

The people who created this country built a moral structure around money. The Puritan legacy inhibited luxury and self-indulgence. Benjamin Franklin spread a practical gospel that emphasized hard work, temperance and frugality. Millions of parents, preachers, newspaper editors and teachers expounded the message. The result was quite remarkable.

The United States has been an affluent nation since its founding. But the country was, by and large, not corrupted by wealth. For centuries, it remained industrious, ambitious and frugal.

Over the past 30 years, much of that has been shredded. The social norms and institutions that encouraged frugality and spending what you earn have been undermined. The institutions that encourage debt and living for the moment have been strengthened. The country’s moral guardians are forever looking for decadence out of Hollywood and reality TV. But the most rampant decadence today is financial decadence, the trampling of decent norms about how to use and harness money.

Sixty-two scholars have signed on to a report by the Institute for American Values and other think tanks called, “For a New Thrift: Confronting the Debt Culture,” examining the results of all this. This may be damning with faint praise, but it’s one of the most important think-tank reports you’ll read this year.

The deterioration of financial mores has meant two things. First, it’s meant an explosion of debt that inhibits social mobility and ruins lives. Between 1989 and 2001, credit-card debt nearly tripled, soaring from $238 billion to $692 billion. By last year, it was up to $937 billion, the report said.

Second, the transformation has led to a stark financial polarization. On the one hand, there is what the report calls the investor class. It has tax-deferred savings plans, as well as an army of financial advisers. On the other hand, there is the lottery class, people with little access to 401(k)’s or financial planning but plenty of access to payday lenders, credit cards and lottery agents.

The loosening of financial inhibition has meant more options for the well-educated but more temptation and chaos for the most vulnerable. Social norms, the invisible threads that guide behavior, have deteriorated. Over the past years, Americans have been more socially conscious about protecting the environment and inhaling tobacco. They have become less socially conscious about money and debt.

The agents of destruction are many. State governments have played a role. They aggressively hawk their lottery products, which some people call a tax on stupidity. Twenty percent of Americans are frequent players, spending about $60 billion a year. The spending is starkly regressive. A household with income under $13,000 spends, on average, $645 a year on lottery tickets, about 9 percent of all income. Aside from the financial toll, the moral toll is comprehensive. Here is the government, the guardian of order, telling people that they don’t have to work to build for the future. They can strike it rich for nothing.

Payday lenders have also played a role. They seductively offer fast cash — at absurd interest rates — to 15 million people every month.

Credit card companies have played a role. Instead of targeting the financially astute, who pay off their debts, they’ve found that they can make money off the young and vulnerable. Fifty-six percent of students in their final year of college carry four or more credit cards.

Congress and the White House have played a role. The nation’s leaders have always had an incentive to shove costs for current promises onto the backs of future generations. It’s only now become respectable to do so.

Wall Street has played a role. Bill Gates built a socially useful product to make his fortune. But what message do the compensation packages that hedge fund managers get send across the country?

The list could go on. But the report, which is nicely summarized by Barbara Dafoe Whitehead in The American Interest (available free online), also has some recommendations. First, raise public consciousness about debt the way the anti-smoking activists did with their campaign. Second, create institutions that encourage thrift.

Foundations and churches could issue short-term loans to cut into the payday lenders’ business. Public and private programs could give the poor and middle class access to financial planners. Usury laws could be enforced and strengthened. Colleges could reduce credit card advertising on campus. KidSave accounts would encourage savings from a young age. The tax code should tax consumption, not income, and in the meantime, it should do more to encourage savings up and down the income ladder.

There are dozens of things that could be done. But the most important is to shift values. Franklin made it prestigious to embrace certain bourgeois virtues. Now it’s socially acceptable to undermine those virtues. It’s considered normal to play the debt game and imagine that decisions made today will have no consequences for the future.

Saturday, May 17, 2008

Save Our Youth

At a time when the nation is faced with tough economic challenges at home and ever-increasing competition from abroad, it’s incredible that more is not being done about the poor performance of so many American high schools.

We can’t even keep the kids in school. A third of them drop out. Half of those who remain go on to graduate without the skills for college or a decent job. Someone please tell me how this is a good thing.

Mr. Wise is president of the Alliance for Excellent Education, a policy and advocacy group committed to improving the high schools. The following lamentable passage is from his book, “Raising the Grade: How High School Reform Can Save Our Youth and Our Nation”:

“International comparisons rank the United States a stunningly unimpressive eighteenth for high school graduation rates, a lackluster ranking of fifteenth for high school reading assessments among 15-year-olds in developed countries, and an embarrassing 25th for high school math.”

Those are not the marks of a society with a blissful future. Four years of college is becoming a prerequisite for a middle-class quality of life and we’re having trouble graduating kids from high school.

Mr. Wise believes (as does Bill Gates) that America’s high schools are for the most part obsolete, inherently ill equipped to meet the needs of 21st-century students. The system needs to be remade, reinvented.

“It’s not that our system is getting worse,” he said. “It’s that other countries are coming on harder and faster.”

More than ever, high schools need to be a conveyor belt to college. In 1995, the United States was second in the world (behind New Zealand) in its four-year college graduation rate. “We’ve actually increased the percentage from that time,” said Mr. Wise. “The difference is we’ve gone from being second in the world to 15th because others have come on so strong.”

The chief executive of AT&T, Randall Stephenson, said his company, based in San Antonio, has had trouble finding enough skilled workers to handle 5,000 customer-service jobs he had promised to bring back from overseas. A month ago, the AT&T Foundation announced that it was sponsoring a $100 million initiative to address the high school dropout problem and improve the readiness of American teenagers for college and the real world of work.

Said Mr. Stephenson: “We have an issue of education quality in this country right now. ... We’re not giving our children or our young people all the opportunities they need to succeed.”

--Bob Herbert

Tuesday, May 13, 2008

Sex and the American Mom

by Colleen Dealy and Taylor Baldwin

You or someone you know is having an affair. We know, it sounds surprising, shocking even, but apparently that is the case. Cookie Magazine and "AOL Body" did a survey on the subject and 30,000 people responded. As far as surveys go, that is a big number, and it's even bigger when you consider that their questions were aimed solely at married women with children. Yep, lots of mommies are getting action on the side.

The survey, "Sex and the American Mom," revealed that 34% of these married moms is in the midst of, or has already had, an affair. Think of three married moms you know and ask yourself, "Which one is cheating?" We tried this and Colleen came up empty. Taylor could think of one or two, but not one out of three--that number seems staggering. Are we just naïve? In the dark? Out of touch? Which of our friends has managed to stray without anyone knowing (and when do they find the time and where they hell do they go?)?

Another somewhat mind-blowing result of this survey was that 77% of the respondents said they want more sex. That's more than three quarters of the 30,000 women asked who said they aren't getting enough. Again, we ask, who are these people? And are we to conclude that so many stray because they are not sexually satisfied?

Cheating seems to be a direct result of not getting what you need, be it sex, attention, openness, what have you. If there is a void, and it can be filled by someone else, chances are it will be. Affairs used to almost guarantee a trip to divorce court. Today, however, the "cheatee" might experience a sense of betrayal, but the "cheater" is not necessarily stigmatized socially, and often both agree to at least attempt reconciliation. It has even been viewed as a "wake-up call" -- one that can actually save a marriage, with each person expressing a sense of shared blame.

As a society, it seems as though we've become less judgmental about affairs in general. Maybe we've realized how hard marriage is and have simply gotten more realistic. But, maybe the scope of the issue is bigger, and what's happening is that we're in the midst of redefining marriage as we have known it.

The stereotype, of course, is if there's someone sneaking around in a marriage, it's the guy. In general, no one is surprised to hear that men cheat on their wives. However, when it comes to wives cheating on their husbands, while not entirely new, it is much more common than we thought. When we told men that one in three married moms cheat (or have cheated) on their husbands, and that a solid majority are actually looking for more sex than they're having at home, most mens' eyes light up with surprise and certainly curiosity. Some even joked about where they might find one of these gals. But, what we didn't hear was "Yes, I can understand that. I'm not in the mood very often and I'm probably not satisfying my wife's sexual desires."

Could the American male be suffering from a proverbial "headache?" Maybe the insatiable male sex drive is just a myth? After hearing what Michelle Weiner-Davis, an internationally recognized relationship therapist and the Director of The Divorce Busting Center, had to say in an interview with Psychology Today, this may not be far-fetched. She thinks we don't hear a lot about the man's lack of sexual interest because, "Men are so ashamed of speaking up about [it]." Estimating that it affects, "at least 20 to 25%" of adult males," Michelle adds, "...low desire in men is America's best-kept secret."

Please don't confuse our effort to understand what's going on here with male-bashing. When a couple's sex life changes, for better or worse, generally both parties are complicit. For the record, we love men and we're aware that sex is complicated. Let's face it, marriage is complicated, and it only becomes more so after having kids. If mom or dad feels rejected by the other, he or she may cheat. And if you're married and you've got kids, you know that sex, or lack there of, can be loaded with a lot of other emotions and agendas that don't have anything to do with lust, or even love.

As the Hook-Up Generation grows up and gets married, chances are affairs may even go mainstream. It's hard for us to believe that this won't lead to hurt feelings and collateral damage (remember the kids), but maybe that's because we're from a different generation.
We understand that the person who lies just outside of the daily grind--the one who's not figuring out how to pay the mortgage that month; the one who isn't angry about spending too little time with the kids--can seem like a vacation worth taking--at least once.

We're glad to hear that women want more sex, because frankly, it's good news that the female libido is alive and well. As for the affairs....If we could add one question to the poll it would be this: "Is/Was the Affair Worth It? "

Wednesday, April 23, 2008

Drop Out

Roughly a third of all American high school students drop out. Another third graduate but are not prepared for the next stage of life — either productive work or some form of post-secondary education.

When two-thirds of all teenagers old enough to graduate from high school are incapable of mastering college-level work, the nation is doing something awfully wrong.

--Bob Herbert